Warning Labeling Requirements for Children’s Products in the United States

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Warnings are often required for children’s products. In general, these requirements exist to caution the caregiver of certain risks that the child using the product may face.

Children may not be aware of or may not be capable of dealing with the risks associated with the product. For example, once a baby’s face enters between the sleeping pad and the sides of a bassinet, the baby may not have the strength to escape that situation and may suffocate.

This guide covers different types of warnings for children’s products and provides examples of products that require them.

Methodology: The different types of warning labels and product examples featured in this guide are retrieved from the Consumer Product Safety Commission’s published guidance documents, Code of Federal Regulation (CFR) pages, and ASTM standard pages. Note that more warning label types may exist.
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List of Product Liability Insurance Companies in the United States

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Importers and manufacturers based in the United States are generally responsible for ensuring that their products are safe and correctly labeled. That said, sometimes things still go wrong, despite your best efforts.

Product liability insurance plans can go a long way when it comes to reducing the risks of injuries and other damaging situations caused by product compliance issues.

In this guide, we list product liability insurance carriers, brokers, and agencies in the United States.
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List of Product Liability Insurance Companies in the United Kingdom

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Product liability insurance provides coverage in case you face claims due to personal injury or property damage. No product is ‘risk-free’ when it comes to potential safety hazards – which can be caused by unforeseen manufacturing or design errors.

In short, product liability insurance can serve as your last line of defense, if something goes wrong despite your best efforts.

In this guide, we list some of the United Kingdom’s leading product liability insurance providers, covering both insurance companies and brokers.
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Warning Labelling Requirements for Toys & Other Children’s Products in the EU

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Some toys and other children’s products require warning labels before being sold in the EU. These can be warnings that caution the owner of the product from exposing it to children under certain ages or from being used by children in the absence of adult supervision.

These warnings intend lessen certain risks that children face when using the product. For example, products that contain small parts should come with a warning that explains that the product is not suitable for children aged three and below.

In this guide, we provide several regulations that have warning label requirements, examples of warning types, and different types of products that require them. There may exist other warning types that are not mentioned in this guide.

Methodology: The examples provided in this guide are retrieved from information contained in the Toy Safety Directive, the Toy Safety Directive Explanatory Guidance Document, and the General Product Safety Regulation.
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Power Tool Regulations in the United States: An Overview

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Power Tool Regulations in the United States

Power tools imported and manufactured for sale in the United States are subject to various compliance requirements, covering standards, labeling, and safety testing. Ensure compliance is of utmost importance, as unsafe power tools can cause property damages, severe injury or even death.

In this guide, we explain how OSHA standards, UL standards, and regulations such as RoHS and the Hazardous Materials Regulations are relevant to power tools in the US.
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List of Product Liability Insurance Companies in the European Union

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Manufacturers and importers selling products in the European Union are ultimately responsible for product safety and compliance. However, product safety issues can be caused by unforeseen manufacturing defects or supply chain-related issues.

In short, importers and manufacturers cannot completely eliminate the risk of safety and compliance issues, which could result in personal injury or property damage.

Should the worst happen, product liability insurance can cover some of the costs involved. In this guide, we list some of the EU’s leading product liability insurance providers, located in Germany, the Netherlands, Italy, Denmark, Belgium, and other countries in the EU.

Is product liability insurance required in the European Union?

Product liability insurance is generally voluntary. However, many retailers require that their suppliers, including European brands and importers, have product liability insurance coverage. Further, Amazon also requires sellers that reach a certain sales threshold to obtain product liability insurance.

Types of insurance providers in the European Union

Product Liability Insurance Companies

An insurance company sells insurance policies directly to the buyers. Some insurance companies also partner with brokers or agencies to sell their products. Insurance brokers or agencies market the policies issued by insurance companies. They may also offer additional services such as price comparison, consulting, or representation during a claim.

Not every insurance company offers product liability insurance. The types and coverage of product liability insurance are also different, depending on the terms specified in each policy.

Product Liability Insurance Brokers

An insurance broker is a company that represents the insurance companies to sell their insurance products. A broker helps buyers find suitable insurance products according to their needs and charges clients a commission or handling fee afterwards.
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Power Tool Regulations in the European Union: An Overview

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Power Tool Regulations in the European Union

Importing or manufacturing power tools for the EU market requires compliance with various regulations, directives, and safety standards.  Non-compliant power tools may pose mechanical, electrical, or other hazards to the operator – which could potentially result in severe injury or hearing damage.

In this guide, we take a closer look at the Machinery Regulation, Noise Emission in the Environment Directive, Batteries Regulation, and other compliance requirements for power tools in the European Union.

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Responsible Persons under the General Product Safety Regulation

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The General Product Safety Regulation requires that products that fall under its scope should have a responsible person who is based in the European Union.

This essentially means that an entity must be present within the EU that can be contacted by market surveillance authorities in case of compliance checks. This also impacts companies based outside the EU, that are selling to consumers located in the EU.

In this guide, we address common questions associated with the requirements for responsible persons under the General Product Safety Regulation.
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Authorised Representatives under the General Product Safety Regulation

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The General Product Safety Regulation requires covered products to have a responsible person related to them who is located in the EU. If your business is based in the US, the UK or other countries outside the EU, your company cannot fulfil the role of a responsible person.

Thus, in order to sell products directly to EU consumers from outside the EU, you must appoint an authorised representative to be the responsible person for your products.

In this guide, we cover the common questions related to the role of the authorised representative and the type of businesses that need them.
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List of Products covered by the Machinery Regulation

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List of Products covered by the Machinery Regulation
The Machinery Regulation covers many different categories of machinery. Additionally, it covers a number of products that are related to machinery, such as components and chains.

In this guide, we provide examples of products for different categories of machinery. Additionally, we provide examples of harmonised standards associated with each listed product category.

Product List Creation Methodology

In this guide, we list examples of machinery products that are referred to in harmonised standards under:

a. The Machinery Directive

b. The Machinery Regulation

The Machinery Directive is effective until 20 January 2027 after which the Machinery Regulation applies.

Most of the standards that will be harmonised under the regulation are still under draft. Many of them are updated versions of standards that are harmonised under the Machinery Directive. However, some standards under the Machinery Regulation are new – for example, EN 17128 for Personal light electric vehicles (PLEV).

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