List of Product Liability Insurance Companies in the United States

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Importers and manufacturers based in the United States are generally responsible for ensuring that their products are safe and correctly labeled. That said, sometimes things still go wrong, despite your best efforts.

Product liability insurance plans can go a long way when it comes to reducing the risks of injuries and other damaging situations caused by product compliance issues.

In this guide, we list product liability insurance carriers, brokers, and agencies in the United States.
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List of Product Liability Insurance Companies in the United Kingdom

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Product liability insurance provides coverage in case you face claims due to personal injury or property damage. No product is ‘risk-free’ when it comes to potential safety hazards – which can be caused by unforeseen manufacturing or design errors.

In short, product liability insurance can serve as your last line of defense, if something goes wrong despite your best efforts.

In this guide, we list some of the United Kingdom’s leading product liability insurance providers, covering both insurance companies and brokers.
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List of Product Liability Insurance Companies in the European Union

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Manufacturers and importers selling products in the European Union are ultimately responsible for product safety and compliance. However, product safety issues can be caused by unforeseen manufacturing defects or supply chain-related issues.

In short, importers and manufacturers cannot completely eliminate the risk of safety and compliance issues, which could result in personal injury or property damage.

Should the worst happen, product liability insurance can cover some of the costs involved. In this guide, we list some of the EU’s leading product liability insurance providers, located in Germany, the Netherlands, Italy, Denmark, Belgium, and other countries in the EU.

Is product liability insurance required in the European Union?

Product liability insurance is generally voluntary. However, many retailers require that their suppliers, including European brands and importers, have product liability insurance coverage. Further, Amazon also requires sellers that reach a certain sales threshold to obtain product liability insurance.

Types of insurance providers in the European Union

Product Liability Insurance Companies

An insurance company sells insurance policies directly to the buyers. Some insurance companies also partner with brokers or agencies to sell their products. Insurance brokers or agencies market the policies issued by insurance companies. They may also offer additional services such as price comparison, consulting, or representation during a claim.

Not every insurance company offers product liability insurance. The types and coverage of product liability insurance are also different, depending on the terms specified in each policy.

Product Liability Insurance Brokers

An insurance broker is a company that represents the insurance companies to sell their insurance products. A broker helps buyers find suitable insurance products according to their needs and charges clients a commission or handling fee afterwards.
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List of California Proposition 65 Product Testing Companies: An Overview

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If you manufacture or import products into California, you must ensure that your products comply with California Proposition 65 – which restricts the use of over 900 substances in consumer products.

Compliance with California Proposition 65 requires you to ensure that your product does not contain restricted substances above a certain limit – or attach warning labels. In order to verify the substance content, third-party lab testing is often required.

In this guide, we list several companies that offer testing against the substances restricted by California Proposition 65

Methodology

In this guide, we chose companies that claim to offer California Proposition 65 testing and other related services. We also prioritized companies with testing facilities in the United States and Asia.

Related articles

a. California Proposition 65 Guide for US Importers & Amazon Sellers

b. List of Products Covered by California Proposition 65: An Overview

c. California Proposition 65 Product Lab Testing: A Complete Guide

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List of EN 71 Lab Testing Companies: An Overview

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EN 71 Lab Testing Companies

Importers and manufacturers must ensure that products covered by the Toy Safety Directive comply with EN 71 standards, which are harmonised under the Directive. EN 71 standards cover requirements related to substances, mechanical properties, flammability, and more.

Compliance usually necessitates testing. If the product passes testing, your chosen testing company issues a test report specifying your product’s compliance with the relevant requirements. In this guide, we list several testing companies that offer services related to EN 71.

Methodology

For this guide, we have selected several companies that claim to offer EN 71 testing and related services. We have also prioritised companies that have testing facilities in both the EU and Asia.

Related articles

a. EN 71 Toy Safety Lab Testing: A Complete Guide

b. List of Products Covered by the Toy Safety Directive and EN 71

c. Toy Safety Directive: An Essential Guide for Importers and Manufacturers

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List of REACH Lab Testing Companies: An Overview

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REACH Lab Testing Companies

The REACH regulation sets restrictions on heavy metals and chemicals in consumer products and mixtures. Third-party lab testing is often the only way to verify if a certain product or material is compliant.

In this guide, we list leading companies with testing facilities in the EU and elsewhere that provide testing services corresponding to substances restricted under the REACH regulation.

Methodology

We have selected testing companies that claim on their websites to offer REACH testing and related services. Additionally, we listed companies that have testing facilities in the European Union and Asia.

Related articles

a. An Essential Guide to the REACH Regulation in the EU

b. REACH Product Lab Testing: A Complete Guide

c. List of REACH Consulting Companies: Our 9 Top Picks
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List of CPSC-Accepted Product Testing Labs: An Overview

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CPSC approved product testing labs

CPSIA compliance is mandatory for all children’s products manufactured or imported for the US market. Third-party lab testing is mandatory for such children’s products that fall within the scope of CPSIA. However, not just any testing company can issue valid test reports – only those on the list of CPSC-accepted labs.

Methodology

1. We have selected testing companies present on the List of CPSC-Accepted Testing Laboratories. Also, we have prioritized companies operating testing facilities in both the United States and Asia.

2. We do not list individual testing facilities. Instead, we list companies that operate CPSC-accepted lab testing facilities. Keep in mind that companies like SGS and TÜV Rheinland often operate multiple CPSC-accepted labs.

Related articles

a. CPSIA Requirements For Importers & Manufacturers: A Complete Guide

b. CPSIA and ASTM F963 Product Lab Testing: A Complete Guide

c. List of CPSIA Consulting Companies: Our Top 8 Picks

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List of European Authorised Representative Companies 2024

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The Market Surveillance Regulation (EU) 2019/1020 states that sellers based outside the EU selling certain products to consumers in the European Union must have an authorised representative. This authorised representative must based in the EU, and manage certain tasks within the market.

In this guide, we list companies offering authorised representative services for products covered by the Market Surveillance Regulation (EU) 2019/1020.

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List of CE Marking Service Companies: Our Top 16 Picks

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Looking for a consultant or other service provider to help you understand CE marking? In this article, we list software tools, consulting companies, and testing and certification companies offering a wide range of CE mark-related compliance services.

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List of FCC Lab Testing Companies: Our Top 11 Picks

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FCC Testing Companies

Lab testing is generally necessary to ensure that your electronic and electrical products comply with the requirements set by the FCC, which regulates the electromagnetic radiation and other aspects of such equipments in the United States. This includes both products products that intentionally emit radio frequency energy (e.g. bluetooth speaker) and unintentional radiators (e.g. wired mouse).

This guide list some of the leading testing and certification companies that offer FCC testing and other related services. It includes companies based in the United States, Europe, and Asia. Continue reading List of FCC Lab Testing Companies: Our Top 11 Picks